Reduce your chance of losing with Nifty Terminal

Is this a good time to invest?

Disciplined SIPs can still lose money. Here is how to protect yours. Nifty Terminal checks 30 years of market history to tell you whether to invest in equity or park cash safely this month.

Invest in equity this month?

Nifty Terminal Indicator · As of 06 NOV 2026

Yes, Market sits in a fair zone

This month’s new SIP money: 100% equity. Existing investments stay unchanged.

+14.70%

Avg 1 yr forward return

Negative return15.59% (386)

Positive, below FD16.20% (401)

Better than FD68.21% (1,689)

Positive return (win rate)84.41% (2,090)

Past days tested2,476

About 15.59% observations ended negative, while 68.21% gave better than FD returns. That historical balance is why the model assigns this month’s new money fully to equity.

Past data cannot promise future returns.

See full backtest data

Which index looks better valued today?

NIFTY 50 is a useful default, but different indices become cheap and expensive at different times. Compare them before deciding where new money should go.

Key benchmarks:NIFTY 50·NIFTY Next 50·NIFTY Midcap 150·NIFTY Smallcap 250·NIFTY Bank

Which index looks best valued this month?

Today's value pick

Free · takes one tap

Same SIP, better route

NIFTY 50 only

12.60%

Best value route

17.90%

Real backtested data

Good funds do not always make a good portfolio.

Ten opinions later, you still do not know how your portfolio compared with a simple NIFTY 50 fund in the past. It deserves a test, not another opinion.

Test my portfolio

How much do you actually need to retire?

Your retirement number depends on spending, inflation, existing savings and time. Turn those assumptions into a target corpus and see whether your current plan gets you there.